I'm currently flag-banned from flagging posts due to several declined flags on posts that I believe do not answer the question What to do when a player loses or forgets their character sheet? emphasis mine:
Sadly, most of the games I play in have monthly sessions at best. Also, players travel from a somewhat greater distance to play. During the month, many players misplace their character sheets or accidentally leave them at home.
Depending on the game, it might be relatively easy to reconstruct the sheet. I'm also trying to convince the players to scan or otherwise digitize their sheets, and I want them to store them in an Internet-accessible location such as Google Docs.
Even so, there's always that time when a player shows up ready to roll but has no sheet. Without the sheet, the experience for everyone will diminish. It's like putting a big old asterisk on the entire session. I know what precautions to take to avoid it, but how to make it as painless as possible when it does happen?
Are these proper answers to the question?
I favor simpler systems because (among other reasons) my group has a few players who invariably lose their character sheets. If the system's simple enough (FATE, WR&M, that sort of thing), I can easily keep my own records of their character's stats. If the system is more complex, I prefer to keep the sheets myself. D&D3.5, though... we all know it well enough that recreating a character sheet during play is nothing. We've all done it at least once.
For my group, we keep one copy on gDocs and the other with whomever is DMing the game. That typically removes the lost sheet controversy.
I used to always keep all PC sheets. Now I tend to make the players keep their masters on my Wiki. It is not as pretty as physical sheets, but with the wiki, they can always be updated and printed as needed.
Unless the character is specifically made to move between campaigns, the character and its sheet are tied to a specific campaign and the GM can justifiably insist on keeping the character sheet. This is especially true when forgetting a character sheet can seriously impact a session.
I have a DnD insider subscription and require all players to enter their character in to the character builder. This way I can print off a spare copy if it is ever needed. However, this does not take in to account their inventory, however, it's usually good enough for us to get by, or have someone else take control of an absent player's character.
All character sheets for my games are posted online. No chance of losing them.
My groups have the DM hold on to the character sheets, plus any notes the players have made (loot, etc.)
All these answers talk about preventing the loss of character sheets, and none address what should happen at the table once the sheets are lost (except for the first that states that you should simply recreate the sheet from memory). None of them offers a frame challenge that addresses the problem, and none give any advice whatsoever about how to make the situation as painless as possible.
Was declining these flags the correct action? Do these answers address the problem:
I know what precautions to take to avoid it, but how to make it as painless as possible when it does happen?