The question How can a nonpsionic character use the power hostile empathic transfer? later yielded another question, How can I bring an evil NPC back to life after the PCs think they've killed him? The first answer to the first question is, essentially, Make it up yourself. The first Comment (now deleted) on the second question was Why not make it up yourself?
I feel like Make it up yourself could pretty much be an answer to most questions site-wide, therefore often adding little to the conversation. (This is not to disparage indigochild's answer, which otherwise makes some good points about rules-lawyering players.)
But I wonder if there is, like, a tipping point or something wherein a question goes from This certainly deserves a perfectly reasonable, rules-based answer! to Dude! Just make it up yourself! and, somehow, this two-question series reached it.
That is, when a querent asks for a rule-based answer—even on a question lacking the rules-as-written tag—, when is Make it up yourself appropriate?